jinijALL ABOUT THE MONEY!

Is A Refinance Worth The Closing Costs?

What’s the value of a mortgage refinance? It depends. In a mortgage, you pay for three things. You pay back the principal of the loan, you pay the interest, and you pay closing costs. In a refinance, the principal of the loan is no negotiable-you’re already in the home and you’re not purchasing something cheaper or more expensive. The interest rate that you’ll be refinancing at is usually the deciding factor. Right now, interest rates are at historic lows, and you’ll …

Popularity: 37% [?]

A Few Tips About Non Recourse Factoring And Recourse Factoring

Many small business owners already know that accounts receivables financing is a great way to free up working capital. When a business owner decides it is time to start factoring there accounts receivables, they have to make a choice between recourse factoring and non recourse factoring. The difference between the two is pretty easy to understand, but deciding which is better for your company can get a little complicated. In this …

Popularity: 31% [?]

Spare keys Can Save You Money (Or Being Prepared For life’s Hurdles)

Have you ever locked your self out of your car? How about lose the keys to your house? If you have, then you know how much of an inconvenience it can be, not to mention how much money it can cost. With a little preparation you can save yourself the headache and a few bucks. Having spare keys is simple, inexpensive and should only make sense.

I learned this the hard

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Popularity: 29% [?]

Living Frugal

Many people think being frugal is under tipping waiters, haggling prices, buying the cheapest items, and just being cheap overall. While this is true to some extent, it is really about getting the best quality and the most quantity for your money. It is not another way of saying cheap, but the line is thin and easily blurred. Frugal

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Popularity: 47% [?]

Three easy tips to low auto insurance.

In these tough Financial times, everyone is searching for ways to trim their budget. Many families are faced with having to make hard choices between paying the rent, buying food, or paying the monthly bills. One area that can yield significant savings is your auto insurance rate. Spending a few minutes reviewing your policy and your current requirements could save you hundreds of dollars per year.

There are ways to save 50 percent or more on your annual car insurance bill, but they …

Popularity: 29% [?]

Affordable Dental Insurance: Policy and Coverage

Do you care for your teeth as you are expected to? Very few people do it. However, the fact is that your teeth require proper attention otherwise you would be asking for trouble. Taking care of your teeth might become quite costly . Dental insurance is there to save you.

Basic Dental Insurance: Policy and Coverage

A basic dental insurance policy can be categorized into the following:

Basic dental care: This involves processes such as tooth extractions, filings as well as other related processes. A few dental …

Popularity: 32% [?]

3 money saving sites you might not know about, but could save you a bunch of money.

The web is filled with site that can help you save a little money here and there. Here is a list of 3 of my favorites that you may not know about, but you should definitely give a try.

Digizaar

This is a site that connect folks looking for almost any type of service with local service providers. If you are in need of a photographer, mover, dog walker, or …

Popularity: 39% [?]

non profit Debt Consolidation ( Is This A Service You Really Need? )

I know you have seen your share of debt consolidation commercials, tempting you with the best “get out of debt” slogans money can buy. Some even claim to be free non profit debt consolidation companies offering their services for free. While there are legitimate companies out there, most of these emails and snail-mails you get are scams. Just people looking to take advantage of other desperate to drop the burden of their debt. As for the legitimate non profit debt consolidation companies, their …

Popularity: 28% [?]