The Mechanics Of A Credit Card Purchase.

Most of us have more than one credit card in our wallets and use them on a daily basis, but have no idea how they work. We just swipe the card, sign the receipt and grab our bags and go. Credit cards do make out lives a bit easier and when used responsibly are the [...]

Written on February 3, 2010 | Posted in Credit Cards | 1 comment

Piggybacking Can Boost Or Hurt Your Credit Score

Adding an authorize user to your credit card account is a way to boost the credit score of someone with less than perfect or no credit history. The technique is also called “Piggybacking” and can be a double edge sword, if either the account holder or the authorize user fail to make payments. First let [...]

Written on January 6, 2010 | Posted in Credit Cards | 2 comments