Personal Financial Planner
Remember when personal finance planners were note pads with a calenders and a calculator? Well, they have come a long way since those days. We have seen them transform into desktop software and now full blown websites that does most of the work for you. Take mint.com for example, this is a personal finance planner on steroids. Mint is only one of the many personal finance managers on the web, but I have to say it is one of the best.
Lets say you have no idea how to invest, budget, or just anything about personal money management period. You basically have three choices when it comes to learning. 1) Just throw your money in a bank and hope you are getting the best rates and hopefully one day you will have enough to retire with. 2) Hire a personal finance manager to guide you in what they think is best for your money. 3) Take the bull by the horn and learn to choose your own savings accounts, make your own investments, manage your own retirement fund and have something to pass on to your children. I don’t know about you, but number 3 has been a life saver for me and financial planners/managers like Mint has been making it easier by the day. It’s like hiring a financial planner that you never have to pay.
You can track your spending, find the best savings and checking accounts for your lifestyle, set up and maintain a budget, follow your investments, get alerts and more, all in one place. It is a one stop financial manager with everything you could possible need to get you started getting your financial life in order. Yes, personal finance planners have come a long way from the days of the note pad with a calculator, now its as easy as clicking a few buttons.
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