Why You Should Setup Sub-saving Accounts

Have you ever thought you lost money?  You look in your pockets, your purse, you backtrack adding up all the thing you bought only to find that you spent it.  Have you ever looked in your bank accounts and had the same feeling?  It’s not a good feeling and usually throw your finances off track [...]

Written on March 13, 2010 | Posted in Banking | No comment

Personal Financial Planner

Remember when personal finance planners were note pads with a calenders and a calculator? Well, they have come a long way since those days. We have seen them transform into desktop software and now full blown websites that does most of the work for you. Take mint.com for example, this is a personal finance planner [...]

Written on January 21, 2010 | Posted in Personal Finance | No comment

Piggybacking Can Boost Or Hurt Your Credit Score

Adding an authorize user to your credit card account is a way to boost the credit score of someone with less than perfect or no credit history. The technique is also called “Piggybacking” and can be a double edge sword, if either the account holder or the authorize user fail to make payments. First let [...]

Written on January 6, 2010 | Posted in Credit Cards | 2 comments

Easy Way To Save For The Saving Challenged

We are all in the same boat when it comes to our finances as of late. Even large companies like Wal-mart are strapped for cash and some others are going under.  This recession is proof that we never know what will happen tomorrow.  Being ready for the future is a major part of life, but [...]

Written on July 9, 2009 | Posted in Banking | 1 comment